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Insurance Mistakes After an Auto Accident – Underestimating the Adjusters

My hometown motivates me to work hard for my client and get results.- John Cooper

Attorney at Cooper Hurley Injury Lawyers

Insurance Mistakes After an Auto Accident – Underestimating the Adjusters

One serious mistake some people make after they have been hurt in accident is to make light of the other side’s insurance adjuster.

It’s always a mistake to underestimate the insurance company of the at-fault driver.

If you do not hire an injury lawyer after the wreck with injuries, the other side’s insurance adjuster will call you up and entice you to settle. It may sound very tempting. Many people suffer mental anguish as well as physical injuries after a car crash and want to get the insurance claim settled as soon as possible.

Common insurance mistakes - underestimating the adjustor

This can be a mistake. The insurance adjuster may be very personable and try to be your friend. The adjuster’s goal is to settle the case as soon as possible and at the lowest cost to the insurance company.

The adjusters do this day in, day out and are very good at getting you to settle. The problem is, after a car, truck or motorcycle accident, you may not be aware of the full extent of your injuries. You may sign off on a settlement that fails to meet your needs when you could have hung in and received a lot more.

The insurance agent may do all in his or her power to persuade you that you don’t need a lawyer.

There are certainly some instances in which I may make sense to deal directly with the insurance company such as if your injuries are only minor. However, you should be aware that you don’t always fully realize the extent of your injuries at the time of the accident.

In many cases, hiring an experienced Virginia auto wreck injury lawyer will help maximize your recovery.

At Cooper Hurley Injury Lawyers, we have a wide range of resources to advise you on what to do after a car wreck with injuries.

Jim Hurley and John Cooper of Cooper Hurley Injury Lawyers are the authors of The Best Book About Virginia Car Accidents & Injuries which you can obtain for free on our site.

We have also published the Top 20 Tips for Car, Truck or Motorcycle Accidents which gives invaluable advice on what to do after an auto accident. If you have been hurt on the highways of Virginia or North Carolina, call us at (757) 455-0077.

Jim Hurley


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John Cooper

John Cooper is a veteran of personal injury law practice in Virginia. A native Virginian, he was raised in Norfolk and Virginia Beach. He has more than 20 years of experience handling personal injury cases and recently handled the largest auto accident settlement in 2010, according to VA Lawyers Weekly. The award provided $3.5 million to a child whose young father died when the vehicle he was a passenger in was rear-ended by a careless truck driver.

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Jim Hurley

Jim Hurley has been practicing law throughout Virginia for more than two-and-a-half decades. During his career, he has tried more than 100 jury trials — a staggering number — and handled hundreds more that were settled out of court. He is guided by the principle that the client is in charge of his or her case and should be kept fully aware of the litigation process. Jim has been awarded an AV Rating by Martindale-Hubbell, the highest rating given, for his practice of law. He was named in Virginia Super Lawyers in 2014, 2015, 2016.

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Bill O’mara

Bill O’Mara started his legal career in 2008, moving back to his home town of Chesapeake, VA. He has practiced in the field of plaintiffs’ personal injury and other litigation. He has gained extensive court room and trial experience, including contested trials before judges and juries across Hampton Roads. In 2014, Mr. O’Mara joined Injury Lawyers as an associate attorney. He became a partner in 2017.

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