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Virginia Injury Blog
Negotiating Car Accident Cases With Insurance Companies

I focus on achieving favorable results with dedication & hard-work.- Griffin O'Hanlon

Attorney at Cooper Hurley Injury Lawyers

Negotiating Car Accident Cases With Insurance Companies

As an experienced personal injury attorney in Virginia, one of the main tasks that I do each day and each week is to negotiate with the insurance adjusters on behalf of my clients to try to get the most money possible in their personal injury cases.

Car insurance

Although there is no single way to do it, I have my techniques and systems for handling these sometimes tricky negotiations.  I've found that some of the key components to a successful resolution of an automobile accident where my client's been hurt by somebody else's fault include the following.

  1. Know the insurance company and the specific adjuster.  Because Cooper Hurley Injury Lawyers handles lots of cases, we have a pretty good idea in advance about how any given company whether GEICO, State Farm, Nationwide or Progressive deal with cases like the one that we're negotiating on.  Each insurance company has a system, and it helps to know how the negotiations are likely to go forward including what the authority is, or level of money of the insurance claims representative that we're talking with.
  1. Know the insurance policy limits and available coverage.  A lot of times successful negotiation takes into consideration how much insurance coverage there is and what additional coverage may be available with a different insurance company or a different policy.  This is really where an experienced Virginia personal injury attorney who knows how insurance law works makes a difference.   We know how to make sure to maximize the coverage even when the insurance company may try to hide how much insurance is available.  There are some new laws in Virginia which allow us to force the insurance company to tell us how much insurance there is and we know the right questions to ask to make sure that we get all available insurance coverage on the table.
  1. We stand ready, willing and able to take the case into suit, and so we know at what point to stop negotiating and put the case into suit when necessary.  Obviously, that decision is one that needs to be taken with the client and decisions need to be made on a case-by-case basis.  However having the ability to actually file suit to show them that we're not going to just take some unfair offer is key to successful negotiation of a personal injury case.

We truly believe that we have the knowledge and experience to make sure to get maximum value for our clients on their personal injury cases.

An experienced automobile accident attorney has specialized knowledge which would not be known to the average person no matter how educated if they don't handle claims on a daily basis as we do.  Sometimes we even educate the insurance representatives about some special aspect of the law that they perhaps were not as familiar with as they should be.  Negotiating good results for our clients is what we strive to do every day at Cooper Hurley Injury Lawyers.

John Cooper

 

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John Cooper

John Cooper is a veteran of personal injury law practice in Virginia. A native Virginian, he was raised in Norfolk and Virginia Beach. He has more than 20 years of experience handling personal injury cases and recently handled the largest auto accident settlement in 2010, according to VA Lawyers Weekly. The award provided $3.5 million to a child whose young father died when the vehicle he was a passenger in was rear-ended by a careless truck driver.

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Jim Hurley

Jim Hurley has been practicing law throughout Virginia for more than two-and-a-half decades. During his career, he has tried more than 100 jury trials — a staggering number — and handled hundreds more that were settled out of court. He is guided by the principle that the client is in charge of his or her case and should be kept fully aware of the litigation process. Jim has been awarded an AV Rating by Martindale-Hubbell, the highest rating given, for his practice of law. He was named in Virginia Super Lawyers in 2014, 2015, 2016.

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Bill O’mara

Bill O’Mara started his legal career in 2008, moving back to his home town of Chesapeake, VA. He has practiced in the field of plaintiffs’ personal injury and other litigation. He has gained extensive court room and trial experience, including contested trials before judges and juries across Hampton Roads. In 2014, Mr. O’Mara joined Cooper Hurley Injury Lawyers as an associate attorney. He became a partner in 2017.

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