Using Medical Payments Coverage Insurance After a Virginia Auto Wreck
People injured in an auto wreck need as much help as they can get. Medical Payments Coverage may help cover your medical bills but you might not be made aware of it unless you hire a Virginia personal injury lawyer.
Medical payments coverage is also known as medical benefits coverage. This optional coverage on your car insurance policy allows for the payment of medical bills after an injury in a car wreck. Who is to blame for the wreck is irrelevant in this form of payment.
Medical payment coverage can help you get reimbursed for the medical bills for treatment of injuries sustained in the car, truck or motorcycle wreck.
If you have paid for this coverage, you should use it. Even if you have health insurance coverage, you may also have medical payments coverage. Unfortunately, many people do not realize that they have medical payments coverage. They do not inquire about reimbursement of their medical bills, even if they could get them covered.
When you used med pay, the at-fault driver's insurance company remains responsible for the full amount of the bills as if you did not have coverage.
Bear in mind, if you have multiple vehicles on your insurance policy, the insurance coverage can be multiplied by the number of vehicles, helping you out further.
Many people reject the med pay option when they take out their policies. However, this is often a mistake. The limitations of most health insurance policies, combined with the time insurance settlements can take and the risks you can offload with this often-misunderstood optional coverage, are strong arguments for taking out medical payments coverage and increasing it.
Med pay is processed relatively quickly and can be invaluable if you have been hurt in a car wreck. At Cooper Hurley Injury Lawyers, our attorneys have been dealing with auto insurance claims for more than five decades between them. We are familiar with all of the tricks the insurance companies can use on you. If you have been injured in a car wreck, you should always check if you have medical payments insurance. We can advise you on all of the means to recover the most and take on your case.
Call our experienced Virginia car wreck attorneys for a free consultation at (757) 455-0077.