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Virginia Injury Blog
Using Medical Payments Coverage Insurance After a Virginia Auto Wreck

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Attorney at Cooper Hurley Injury Lawyers

Using Medical Payments Coverage Insurance After a Virginia Auto Wreck

People injured in an auto wreck need as much help as they can get. Medical Payments Coverage may help cover your medical bills but you might not be made aware of it unless you hire a Virginia personal injury lawyer.

Medical payments coverage is also known as medical benefits coverage. This optional coverage on your car insurance policy allows for the payment of medical bills after an injury in a car wreck. Who is to blame for the wreck is irrelevant in this form of payment.

Medical payments coverage can help you after a crash with injuries

Medical payment coverage can help you get reimbursed for the medical bills for treatment of injuries sustained in the car, truck or motorcycle wreck.

If you have paid for this coverage, you should use it. Even if you have health insurance coverage, you may also have medical payments coverage. Unfortunately, many people do not realize that they have medical payments coverage. They do not inquire about reimbursement of their medical bills, even if they could get them covered.

When you used med pay, the at-fault driver's insurance company remains responsible for the full amount of the bills as if you did not have coverage.

Bear in mind, if you have multiple vehicles on your insurance policy, the insurance coverage can be multiplied by the number of vehicles, helping you out further.

Many people reject the med pay option when they take out their policies. However, this is often a mistake. The limitations of most health insurance policies, combined with the time insurance settlements can take and the risks you can offload with this often-misunderstood optional coverage, are strong arguments for taking out medical payments coverage and increasing it.

Med pay is processed relatively  quickly and can be invaluable if you have been hurt in a car wreck. At Cooper Hurley Injury Lawyers, our attorneys have been dealing with auto insurance claims for more than five decades between them. We are familiar with all of the tricks the insurance companies can use on you. If you have been injured in a car wreck, you should always check if you have medical payments insurance. We can advise you on all of the means to recover the most and take on your case.

Call our experienced Virginia car wreck attorneys for a free consultation at (757) 455-0077.

Jim Hurley

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John Cooper

John Cooper is a veteran of personal injury law practice in Virginia. A native Virginian, he was raised in Norfolk and Virginia Beach. He has more than 20 years of experience handling personal injury cases and recently handled the largest auto accident settlement in 2010, according to VA Lawyers Weekly. The award provided $3.5 million to a child whose young father died when the vehicle he was a passenger in was rear-ended by a careless truck driver.

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Jim Hurley

Jim Hurley has been practicing law throughout Virginia for more than two-and-a-half decades. During his career, he has tried more than 100 jury trials — a staggering number — and handled hundreds more that were settled out of court. He is guided by the principle that the client is in charge of his or her case and should be kept fully aware of the litigation process. Jim has been awarded an AV Rating by Martindale-Hubbell, the highest rating given, for his practice of law. He was named in Virginia Super Lawyers in 2014, 2015, 2016.

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Bill O’mara

Bill O’Mara started his legal career in 2008, moving back to his home town of Chesapeake, VA. He has practiced in the field of plaintiffs’ personal injury and other litigation. He has gained extensive court room and trial experience, including contested trials before judges and juries across Hampton Roads. In 2014, Mr. O’Mara joined Cooper Hurley Injury Lawyers as an associate attorney. He became a partner in 2017.

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